![]() ![]() Factor in Cost of Goods: Enter the cost of goods (COGS), which includes beginning inventory, shipping charges, and related labor.Specify Fixed and Variable Costs: Determine all fixed and variable costs involved in running your small business, such as office space, equipment, employee wages, insurance, and training.When creating a small business budget, consider the following factors: Once you enter the above budget details, use the template to inspect the variances between the projected budget and the actual numbers to track your business’s finances and make any necessary adjustments.Ī small business budget allows you to plan for expenses and analyze anticipated income against actual income. Actual Income: This refers to the actual income (compared to planned income).Planned Income: This includes anticipated income from sales, services, investors, etc.Actual Costs: This refers to how much items actually cost (compared to planned expenses).Additional Costs: These costs might include marketing, legal fees, training, and travel.Planned Expenses: These include employee costs (wages and benefits), office costs (lease, utilities, etc.), and other known payments.In short, a small business budget reveals additional opportunities and possible revenue streams.Ī small business budget template provides a clear, autotallied, factor-by-factor picture of a company’s estimated capital vs. You can also use a template to factor in unexpected costs and revenue to determine which expenditures to trim in order to keep the company’s profitability on track. Getting started with the Smartsheet APIĪ small business budget template is a reliable tool that enables you to calculate expenses, revenue, and profits to see how close you are to reaching your organization’s financial goals.ENGAGE Smartsheet ENGAGE brings together our global customers, experts, and partners to share their experiences, ideas, and best practices.Smartsheet events Your hub for Smartsheet events, webinars, Q&As, and user groups.Partners Learn about the Smartsheet partner program and access our partner directory.Community Explore user-generated content and stay updated on our latest product features.Help and Learning A comprehensive knowledge base, including articles, tutorials, videos, and other resources that cover a range of topics related to using Smartsheet.Content Center Articles and guides about project management, collaboration, automation, and other topics to help you make the most of the Smartsheet platform.We've also provided customizable event budget templates in Smartsheet, a work execution platform that empowers you to more efficiently manage event planning efforts with real-time collaboration and process automation. In this way, these free event budget templates can help you check planned against actual costs, and verify the accuracy of profit projections. You can also use it to track incomes, such as ticket sales, vendor payments, merchandise sales, and advertising revenue. In this article, you’ll find event planning budget templates to help keep you on track.Īn event budget spreadsheet or worksheet can help you track event expenditures, such as venue rentals, refreshments for attendees, marketing and advertising costs, and travel fees. ![]() This is especially true for events that will be held on a recurring basis, such as annual conferences, seminars, or music and arts festivals. Whether it's a large concert performance or a small fundraising event, there are a wide range of expenses and revenues to manage-and without a centralized place to track them, important items can fall through the cracks and push you over budget.Įstimating expenses and revenues accurately is essential for managing a successful event. Event budgets are among the most important aspects of event planning and management. When you host an event, there are a lot of things to monitor. Getting started with the Smartsheet API. ![]() ![]()
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![]() ![]() Review: How to Convert MP4 to MP3 with MediaHuman Audio Converter 5 Common MediaHuman Audio Converter Alternatives Best Alternatives to MediaHuman Audio Converter We will be sharing handy information related to the most reliable and top alternatives to the MediaHuman. If you are using MediaHuman Audio Converter and feel that it is not doing the job properly for you, then follow our article till the very end. Top 9 Alternatives to MediaHuman Audio Converter
![]() ![]() Public forum means no filter on what can/cannot be drawn (explicit content).Other people can draw over your work as you’re drawing it.Registration is suggested but not required (users can draw as a guest).Choose the type of background you want to draw on.Collaborate with other artists in a public room.Start your own chat room and limit who can join.Imagine having a blank chalkboard and everyone in class starts doodling on it at the same time with no rules. There are photos that serve as the background and you can draw over the photo.įor example, there is a photo of a grassy plain with a beautiful blue sky where people drew horses running over the plain. Draw your own image or let others help you. The chat room environment lets everyone draw in real-time on a single canvas. Your work can be saved and shared on social media. Scribbles, sketches, and anything else you’d like to draw can be done here. You can also start your own private chat room if you want to avoid strangers. Everyone in the room can see what you’re creating as it’s being created. ![]() Choose a room you’d like to join, and start drawing. This combines online drawing tools and chat rooms into a collaborative platform. Send the link to someone, and when they click on it, they’ll see an instant replay of each step you took to create that drawing. It works well as a teaching tool since it produces a specific URL for each drawing. It can be emailed, downloaded, or saved to your desktop. Once your piece is complete, it can be shared online to Facebook or Twitter directly from the site with a single click. Line vibration makes the lines jiggle so your drawing has a bit of life to it.Ĭartoons, anime, or pieces with extreme detail can be made if you’re comfortable using a mouse instead of a pencil or stylus. There are only for the three drawing buttons (color, pencil size, and line vibration). This is a free online drawing tool that has the basic settings similar to what’s found in Microsoft’s Paint. The catch is that once inside the program, all the necessary features you need are “premium.” You’ll have to upgrade your account by paying in order to use more than just the few basic free tools. Creating an account is all that’s required to open the door. Some online drawing sites offer limited access to their programs as a marketing tool. Free online drawing tools are not always free Sometimes this may be more cost effective than spending hundreds of dollars for the programs you need. The free alternative is Gravit which has most of the same features and seems much easier to use. Adobe Illustrator offers access to all of its functionality with a monthly subscription. In other cases, purchasing the software isn’t necessary if you buy a subscription. Depending on what type of online drawing you want to do will determine if the free tools are worth investigating. The caveat to free online drawing applications is that while they’re free, their functionality gets diminished. Many software applications that require to be purchased usually have a free version available. Is free online drawing better than purchased software? ![]() Some sites let you use their free version with the option to pay for the “featured” tools. Others require you to create an account for the purpose of assigning you a username (in the case of online drawing public forums). Some let you begin as soon as you open the site. The online tools that we’ll discuss here are completely online and free to the public.Īll programs are different in regards to how “free” they are. If you purchase a program, it will need to be installed. Online drawing programs don’t always need to be downloaded. But once you get used to it, it becomes easier to control the movement of it. I find it difficult to use a mouse because it’s rather big and clumsy compared to a slim pencil or paintbrush. Instead of picking up a pencil and piece of paper, your computer and mouse are now the only tools you’ll use with an online drawing program. ![]() ![]() ![]() ![]() ![]() They will add substantial alcohol in either case which will thin the beer out overall. As I mentioned earlier the fruit added in the secondary won’t significantly raise your final gravity either as fruit is primarily simple sugars that rapidly ferment to alcohol and the net change in FG is often close to zero. This can throw off the estimated alcohol percentage estimate which is done based on OG and final gravity. Fruit added in the secondary won’t affect the original gravity (OG) estimate because OG is defined as the gravity before fermentation. How Fruit Affects your RecipeĪdding fruit, juice or honey to the primary will change your original gravity and estimated final gravity, so it is perhaps easiest to determine the effect of fruit by adding it up front. At this point you need to enter the sugar content and color estimate plus any notes. Choose the correct type (fruit, juice, honey) which will hide the fields not relevant to your selection. To do so go to Ingredients->Fermentables and click on the add button. You can of course create your own custom fruit, juice and honey entries. You can choose to estimate the color of the item itself or simply estimate the color of the beer without the fruit first and then mentally estimate how much it might change with a fruit addition. The color of many items is set to zero by default simply because fruit and juice comes in a wide variety of colors and many of these colors are not the typical brown/blonde variants we see from beer malt. The other item to consider modifying when working with fruit or juice is the color. I typically will add fruit most often as part of the primary fermentation, though some brewers prefer to add it in the secondary to maximize fruit aroma. While editing the fruit ingredient, you can also specify the use. For honey, most honey has a brix reading of around 82% sugar which corresponds to a specific gravity of 1.440. Both the Sugar Content in Brix/plato and the Specific Gravity readings can be found under the Yield/Sugar Content heading for any fermentable where you have the type set to fruit. Alternately you can enter the specific gravity measured instead. If your hydrometer does not have a Brix scale you can use the Plato scale as the degrees Plato and Brix match to within a tiny fraction of 1%. If your hydrometer has a Brix scale you can use the Brix reading directly in BeerSmith by double clicking on the juice or fruit ingredient and entering the Brix value you measured with the hydrometer. Simply pour out a small sample of the fruit juice (or crush a bit of fruit into a puree) and then use the hydrometer to measure the gravity. This is easy to do if you have a hydrometer available. While the preloaded ingredients are a good place to start, you often will need to adjust the sugar content of the specific juice of fruit you are working with. ![]() Both of these can be found from Ingredients->Fermentables view. A number of these are included with the default BeerSmith 3 (or higher) programs, and you can access additional fruit, honey, cider and wine ingredients from the Add-on button on the desktop or the “Manage Preloaded” button on the new web version of BeerSmith. Starting with BeerSmith 3 and BeerSmith Web, the program now natively supports honey, juice and fruits as fermentable types. I often bag purees and wine bases as well though some purees are thin enough to escape the bag. I also prefer to use a grain bag with the fruit to make it easier to separate the fruit. For whole fruit I will often wash and freeze the fruit first which helps open up the cellular structure, and then thaw and crush or dice it before adding to the fermenter. Whole fruit and purees are more difficult to work with because it can be difficult to separate the fruit from the beverage when fermentation is complete. For juice, you want to pick brands that are pasteurized but have no preservatives as many preservatives can inhibit fermentation. Fruit juice and honey is generally the easiest to work with as they may be added directly to the primary or secondary fermenter. There are a number of practical considerations when working with fruit I won’t attempt to cover in detail here, but here are some tips. So adding fruit often lowers rather than increases the final gravity. Keep in mind that adding fruit to a beer will often lower your final gravity because fruit consists of highly fermentable sugars which will ferment to alcohol which has a final gravity below 1.000. Typically most fruits are added during primary or secondary fermentation. Fruit BasicsīeerSmith 3 supports the use of fruit juice, purees, honey and whole fruits natively when making beer, mead, wine and cider recipes. This week I cover some of the basic concepts of using fruit in BeerSmith for making beer, wine, cider or meads. ![]() ![]() ![]() They must also tell you of how to remove the security freeze. A nationwide credit reporting company must send you a written confirmation of the security freeze no later than 5 business days after the security freeze is placed.If the request is made by mail, the security freeze must be placed no later than 3 business days after receiving the request. A nationwide credit reporting company must place a security freeze within 1 business day of your request if made by telephone or secure electronic means.Equifax: Take control of your Equifax® credit report, (800) 685-1111.For more information, visit the nationwide credit reporting companies' websites or call the numbers below: ![]() You can place a "freeze" on your credit file at any time, but you must contact each credit reporting company. Other credit reporting companies, for example employment or tenant screening companies, might charge a fee to place and lift a security freeze based on your state laws. The federal law requiring free security freezes does not apply to someone who requests your credit report for employment, tenant-screening, or insurance purposes. Under a federal law effective September 21, 2018, you can freeze and unfreeze your credit record for free at the three nationwide credit reporting companies – Experian, TransUnion, and Equifax. Companies that you've hired to monitor your credit file.Certain government entities like child support agencies.Creditors of accounts you currently hold.Only a limited number of entities can see your file while a freeze is in place, including: Security freezes can be useful in preventing an identity thief from opening a new credit account in your name. Creditors typically won't offer you credit if they can't access your credit reporting file, so a security freeze, also called a credit freeze, prevents you or others from opening accounts in your name. ![]() ![]() ![]()
![]() ![]() Google Maps offers an API that allows maps to be embedded on third-party websites, and offers a locator for businesses and other organizations in numerous countries around the world. The service's front end utilizes JavaScript, XML, and Ajax. After additional acquisitions of a geospatial data visualization company and a real-time traffic analyzer, Google Maps was launched in February 2005. In October 2004, the company was acquired by Google, which converted it into a web application. Google Maps began as a C++ desktop program developed by brothers Lars and Jens Rasmussen at Where 2 Technologies. As of 2020, Google Maps was being used by over one billion people every month around the world. It offers satellite imagery, aerial photography, street maps, 360° interactive panoramic views of streets ( Street View), real-time traffic conditions, and route planning for traveling by foot, car, bike, air (in beta) and public transportation. ![]() Google Maps is a web mapping platform and consumer application offered by Google. Afrikaans, Azerbaijani, Indonesian, Malay, Bosnian, Catalan, Czech, Danish, German (Germany), Estonian, English (United States), Spanish (Spain), Spanish (Latin America), Basque, Filipino, French (France), Galician, Croatian, Zulu, Icelandic, Italian, Swahili, Latvian, Lithuanian, Hungarian, Dutch, Norwegian, Uzbek, Polish, Portuguese (Brazil), Portuguese (Portugal), Romanian, Albanian, Slovak, Slovenian, Finnish, Swedish, Vietnamese, Turkish, Greek, Bulgarian, Kyrgyz, Kazakh, Macedonian, Mongolian, Russian, Serbian, Ukrainian, Georgian, Armenian, Hebrew, Urdu, Arabic, Persian, Amharic, Nepali, Hindi, Marathi, Bengali, Punjabi, Gujarati, Tamil, Telugu, Kannada, Malayalam, Sinhala, Thai, Lao, Burmese, Khmer, Korean, Japanese, Simplified Chinese, Traditional ChineseĬ++ (back-end), JavaScript, XML, Ajax (UI) ![]() ![]() ![]() To make matters worse, the backups weren't even encrypted. Under the Backup codes heading, you’ll see a list of 10 backup codes. Then, select Settings and scroll down to the Backup and restoration section. While the part of backing up the codes does work, if you had multiple devices with the Google Authenticator app when the update hit, when you tapped on the updated app logo to view your codes, you were welcomed with duplicates of each account. To find your Gmail backup codes, log in to your Gmail account and click on the gear icon in the top-right corner of the page. Use any code to sign in, but keep in mind. So if you were to lose, break, or get a new phone, all you need to do is log into your Google account, and the Authenticator app will load up all your codes and accounts. If you lose your phone or youve deleted your authentication app, you can use one of your backup codes to sign in. ![]() In short, that April 2023 update brought cloud backups for all those important 2FA codes. That's where the long-awaited update to Google Authenticator was meant to finally save us from the headache of losing access to our 2FA codes. Unfortunately, if you were to lose your phone or it was damaged, you don't have access to your codes, anywhere. On Add a back-up option screen, select Use Another Back-up Option. If it does, enter your password and click Next. ![]() See, one of the biggest issues I and many others had with Google's 2FA app was that all the accounts associated with the app were stored locally on the device. Next, select 2-Step Verification.Google might ask you to enter your password for verification. But it kind of did it better before Google finally gave the essential app the feature it dreadfully needed in April 2023. The Google Authenticator app still works and does what it is supposed to do - at least, for the most part. Backup Codes are a random set of 8 digits (one time use only) that you can. ![]() ![]() ![]() You should not let a month pass without reviewing your budget. This will show you where you did well and where you may need to improve. Take a minute to sit down and compare the actual expenses versus what you had in your budget. Once you have recorded your spending for the month, plug in the numbers from your Daily Expense Tracker into your Monthly Budget worksheet. Remember to also keep track of any cash you may have spent since this will not be on your bank statements. You can then write down those transactions into your Daily Expense Tracker. ![]() If you decide to track your spending every week instead, you can go online to your credit card, bank’s website, or a third party like Personal Capital to see your spending for the week. Then write the numbers in your expense tracker at the end of the day. You can either keep your receipts, make a note on your phone, or on a small piece of paper as you spend throughout the day. If you track your spending every day, you should write down what you spend as you go. Print out multiple sheets of your Daily Expense Tracker (one for each spending category or sub-category). I personally recommend recording your spending every day, or at the very least, once a week. ![]() It is so important for you to track your expenses so you can make sure you are staying on track with your budget. Therefore, I wanted you to have a place for you to track your daily expenses. Once you make a budget and allocate where your money is going, you need to track your spending to make sure you are sticking to the plan.Ī budget is useless if you don’t follow it. The next printable I’ve included for your free printable budget binder is a Daily Expense Tracker. Related Article: How To Make a Budget For Beginners Worksheet Daily Expense Tracker If you’re having a hard time figuring out how much you should be spending in each expense category, read my article “ How Much Should I Be Spending? (Budget Categories and Percentages)” This article will give you a general idea of how much of your income you should allocate to each spending area. If you are showing a higher expense column than income, you need to make some changes. The good news is once you do this, you rarely have to do this again because you usually spend money in the same categories every month.Īfter establishing your monthly income and expenses, hopefully, the end result shows more income than expenses. This is the foundation of making a real budget that will work. It can be very tedious, but it’s important not to skip this step. Unfortunately, you will not be able to account for the areas where you spent cash, but it will provide you with a rough outline of your spending.īe prepared to devote some time to this task. You can find this information by reviewing your past credit card and bank statements. If you are not sure what your expected expenses are, start by looking at what areas you spent money on in the past three months. Write down a list of all your expected expenses for the month. Next, you need to determine what your monthly expenses are. However, if you have other types of income-such as self-employment or other outside sources of income-be sure to subtract obligations like taxes and business expenses to determine your take-home pay. If you have earned income from an employer where taxes are automatically deducted, this is easy to establish. Your final take-home pay is called net income, and that is the number you should use when creating a budget. The first thing you need to do when making your budget is to determine how much money you take home every month after taxes. ![]() ![]() ![]() For instance, the USA uses Customary units while the UK uses Imperial unit systems. First, different countries use different unit systems. ![]() Measuring 70 Inch TV dimensions in various units can be useful for two reasons. In fact, the 70-inch TV’s actual dimensions vary from brand to brand and model to model. Though all 70 Inch TVs have roughly the same diagonal size of 69.5 inches, the width, height, and depth do vary slightly. ![]() This blog post will tell you the exact 70 Inch TV dimensions for every popular TV model.īut before going to dimensions, we want to answer an important question. Since Eagle TV Mounting does TV mounting jobs daily, we have to measure the exact TV dimensions. This is where you need to know the exact TV dimensions of your TV. So you can know where it will fit in your room, on the wall or TV stand. LG has a great sound bar lineup, and the LG GX Sound Bar is specifically designed to pair with its high-end LG GX OLED TV.When you are buying a TV, you want to know how wide and tall your TV is. If you’re shopping for a new TV, then follow the figures in this guide for the best overall seating position you may even find that this guide has provided you with the calculations you need to justify that bigger screen after all.Īnd don’t forget that if you’re going to go for a big screen then you may want to consider upgrading your audio to match. Some TVs can lack color accuracy and contrast when viewed any other way but straight on.īut at the end of the day, a simple way to determine the best place for your TV is to sit far enough away that you can't distinguish the pixels and close enough that you don't have to squint to see the screen. There are other things to consider when determining your ideal viewing position, such as viewing angles. TV viewing distance: what else should you know? Our guide on the best 8K TVs to buy in 2021 may help you to make up your mind. However, Sony recommends that their 4K and 8K TVs can both be viewed at 1-1.5 times the screen size without losing any image quality, so if you're looking to purchase an 8K set in the near future, then you may want to use our 4K calculations for the most comfortable seating distance. (Sitting too close may be a bit intense.)ĨK TVs is looking to be the next big thing in home entertainment, and prices are starting to come down unless you’re going to opt for a screen that is over 75-inch, then you may not notice much of a difference to your 4K screen. Even if you have a small apartment that is extremely close to a TV screen but with 8K, if you sit too far away, you’re going to miss out on the added detail, and the screen will look identical to 4K. With four times more pixels than 4K, the optimal viewing distance for 8K screens is, somewhat counter-intuitively, actually much closer than with lower resolutions that's because you want to be close enough to see the increased detail.Īccording to the calculator devised by home entertainment blogger Carlton Bale the most suitable viewing distance for a 77-inch 8K screen is just 24 inches. Here are the recommended viewing distances for 1080p and 4K TVs so you can see the difference in the seating distances. Keep in mind that there are 12 inches in a foot, meaning a recommended distance of 24 inches is two feet, 36 inches is three feet, 60 inches is five feet, 97.5 inches is around eight feet, and 245 feet is around With screens getting bigger, it really is important to make sure that you pick one that you’re going to be able to view in your own space comfortably. In actual terms, that means that if you have one of the best 65-inch 4K TVs, you should sit between 65-97.5 inches away to get the best picture. At this distance, your eyes cannot tell apart the individual pixels, so you’ll be viewing the image on the screen in the same detail as you would in real life. When watching your 4K screen the ideal place to sit is between 1-1.5 times the screen size of your TV. However, when it comes to 4K, due to the increased resolution of the picture, there is some leeway around that figure. Many manufacturers such as Samsung recommend sitting between 1.5 and 2.5 times the TV's diagonal screen size to find your perfect viewing spot. This guide will walk you through how to find the perfect size TV for your space and more importantly how far to sit from your 4K TV, no matter what size it is. ![]() |
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